Kitchen Remodeling made easy

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Not $ooo fast Zillow…just a little outside

Just when you thought you could trust everything you read online, I am here to show you that is wrong.

The real estate industry was taken by storm when Zillow came on the scene and the REALTORS out there thought this was doom and gloom for our industry.  Well, over the years Zillow has proven two things.

1. Marketing can sell anything —even cow pies, and

2. A computer will never be as smart as a REALTOR that knows the market inside and out.

I get a lot of clients on both sides that come in and say they have been searching on Zillow and Trulia.  That is fine, but if you want the truth and accurate, updated, and relevant information about the local market, ask me or your REALTOR.  The Multiple Listing Service (MLS) feeds into, which are the two most accurate sources of information a buyer and seller can use other than their agent.

Buying a plane ticket on-line is what I equate Zillow to because a coach seat on one plane is usually the same on the other. But a house is unique and different in so many ways other than just the past sold price, square footage, and public tax records.  There are so many factors to consider I can’t list them all and neither can a computer program.

My house recently sold in April of 2013 for $359,000 but the Zestimate was $282,000, a whopping 79% difference.

In baseball terms…..Just a little outside.

Please feel free to call or email me if you have questions or would like more information on the value of your home.  Have a great summer.

Get Real…Get a REALTOR.



Who are you working with ..Really?

This come ups from time to time when looking for a contractor, a hair stylist, a tattoo artist and yes a real estate agent or broker. All of which have a business license for that particular trade and all should be registered with DPOR. The Department of Professional and Occupational Regulations. The beauty of this site is that you can see who is has had Complaints against them, violated some sort of rules and regulations and what the status of their license currently is. In some cases it will tell you how much continuing eduction they have gotten in the last two years (for real estate licensees)

So if you are a home owner looking to Sell or a buyer looking to buy, do your do diligence and interview several agents but also check the DPOR website for more details on that agent. You will be surprised at what you will find.

It’s a Great time to buy!


Virginia home sales surge ahead (+9%) in February 2012
Posted: 23 Mar 2012 07:11 AM PDT\







In another sign of potential stabilization of the housing market in Virginia, home sales rose 8.6% in February 2012 as compared to one year prior.  This strong increase is after a 2.7% year-over-year increase in January 2012.  Virginia’s unemployment rate of 5.8% in January is the lowest level seen since December 2008 and provides a strong climate for growth in the housing market.

Download the full February 2012 Virginia Home Sales Report below which also highlights:

  • Monthly median sales prices only declined 0.9% in the past year.
  • Monthly sales volume increased 8.4% between February 2011 and February 2012.
  • Average days on market stayed level at 105 days in February 2012.

February 2012 Virgina Home Sales Report


Products for your Home…and how do you pay them.

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Twas the night …

Twas the night before Christmas…. ok almost and close enough, and all through the house we are getting ready for family and friends and all the darn food we can eat.  Isn’t that what the holidays is all about?  Fun, Food and Family.

2011 has been a very difficult year to so many folks out there.  The economy still stinks, Washington can’t stop with the gamesmanship, both the NFL and the NBA had lockouts, and gas prices are still above $3.00 a gallon.  Hey other than that what else could happen?

Well maybe 53 degrees and rainy on Christmas Day. Oh well no white Christmas and Santa rides this year.

So, How you doin? Well we did pretty well.  I still have a job, my son is at Collegiate and my wife is the best.  The real estate market in Richmond, VA went pretty much as expected in 2011.  A better year than 2010 but we are still not out of the woods yet.  What I am thankful for is all the family, friends and referred clients that bought a house this year and I was able to assist in that process.  I am always so appreciative for the opportunity to work with so many NICE people who make my job much more gratifying.  Helping buyers and sellers reach their goals one home at a time.

So here are my Top 10 in what I am thankful for in 2011 hopefully this will spur you on to reflect back on what made your 2011 a success.

  1. My health
  2. My family, Cyndi, Drew, Woody and Jake
  3. My Mom and Dad
  4. My in-laws.  Yes my in-laws.  I am blessed with two sets of grandparents for our son that bring so much to the table.
  5. My two older sisters and their kids.  One swimming at Princeton, one at Stanford and the youngest at Collegiate swimming and playing tennis.  Way to go!!
  6. My friends – all of them and you know who you are near and far.
  7. My kindergarten teacher Betty Hotchkiss, who I had in 1970 and also taught my son Drew in 2010.  WOW is right, and how lucky is that.
  8. The ability to coach tennis and work with great high school kids in the spring.
  9. Able to para-sail with my son, walk on the beach with my wife and pick crabs for dinner.  Yummy
  10.  Able to play golf with my Dad who is 86 years old.



Inflation Over the Next Thirty Years

Inflation Over the Next Thirty Years.


Inflation Over the Next Thirty Years

On November 18, 2011, in Economist Commentaries, by Lawrence Yun, Chief Economist

Inflation is a hidden tax.  The government’s ability to print money and the subsequent inflation results in lower purchasing power for consumers – just as if direct taxes were imposed.

In the past 30-years, prices of just about everything have risen.  The first table below shows that college tuition expenses in particular have been skyrocketing.  But what can we expect over the next 30-years?  The best guess is that inflationary pressure is likely to be lower in the next 30-years as compared to what it was in the past 30 years.  Today, the central banks around the world (with the exception of Venezuela, perhaps) clearly understand that inflation is a headache for the economy that distorts resource allocation and slows economic expansion.  So there will not be irresponsible printing of money to pay government bills.


However, there are very large budget deficits around the world.  These deficits force the government’s hand in printing money.  Even though the central bank is an independent entity of the nation’s treasury departments in the U.S. and other industrialized countries there will always be public pressures to help finance government spending via freshly printed money so as to avoid deep spending cuts or hefty tax increases.

Moreover, countries that do not need to print money (because of, say, a balanced budget and a speedily growing economy) at times are forced to print money in order to keep their currencies stable in relation to other foreign currencies out of fear of losing export demand. For example, America prints money which would weaken the purchasing power of the dollar.  A weaker U.S. dollar in turn will mean more expensive price on Chinese-made products for U.S. consumers.  But China does not want that to happen and hence is forced to match the U.S. by printing its own money in order to keep the Chinese currency at the same proportionate power.  It becomes the battle of printing presses – in just about all countries.  Even Switzerland, historically very cautious of printing, announced a few months ago that it will not stand idly by and let the Swiss franc dramatically appreciate in value in relation to other currencies.  Another equally plausible alternative scenario for the future, therefore, is for higher inflation in relation to past rates.

The tables below show the alternative inflation paths.  Sending kids to college looks like it will be tough.  Home price and housing wealth could either double or triple in value.  Note the ‘magical’ anti-inflationary power of the 30-year fixed rate mortgage for homeowners.

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